Real Estate
April 24, 2019

Pulling credit may not make sense

Everyone wants to be a credit expert especially when it comes time to getting a mortgage. The unfortunate truth is most people do not have the expertise or time to accurately enhance their credit scores. If you’re trying to work on your credit for getting a mortgage here’s what you should plan for…

 
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>> Why the VA mortgage is the best home loan >> How to plan the optimal time to buy a rental property >> Can you use roommate income to get a mortgage? >> A factor that can drive your mortgage cost up >> How child support and alimony can affect your ability to get a mortgage >> What to look for when getting a mortgage on a manufactured home >> Why getting a 30-year fixed-rate mortgage is a smart financial move >> How to lower your cash to close when buying a home >> What you need to know about securing a VA mortgage >> How mortgage lender credits work >> Five quirky refinance scenarios that work >> Two mortgage loan programs get a better interest rate >> The #1 mistake consumers make when getting a mortgageā€¦ >> Things that affect your first-time buyer mortgage options >> Be wary about paying off this type of mortgage >> Best benefit for your first-time home buyer >> How to get a mortgage without providing tax returns >> The new way to get a mortgage with 1 year income tax returns >> Four common home buying mistakes to avoid >> How to create wealth with your income and finances >> Should you buy a house with monthly mortgage insurance? >> 2019 conforming loan limits rise >> FHA loan limits for 2019 increase >> Working two jobs makes now easier to get a mortgage >> How much of your mortgage income should be going towards an auto loan? >> How much are closing costs when you purchase a house? >> Self-employed income >> Common questions on financed mortgaged insurance loans >> A loan program you may be eligible for based on your credit score >> Three reasons you should not buy a home >> Three quirky issues that will hurt your mortgage >> Why your mortgage payment keeps changing >> The credit score it takes to get a mortgage >> How 1031 tax-deferred exchanges work >> Six to avoid when purchasing a home >> Mortgage inquiry makes your credit score drop? >> Transfer property to family and be protected under Prop 13

Why the VA mortgage is the best home loan

If you served in the military, a VA mortgage, if you can qualify, supports the maximal amount of borrowing power with the lowest possible payment. Here are some things to consider when looking at a VA mortgage…

 

How to plan the optimal time to buy a rental property

Timing is the other factor. If you bought the property in the last 12 months when the tax return is not due, then the same 75 percent rule applies.