Health
February 28, 2020
link to facebook link to twitter
More Stories
Wonder what it’s like to lose your senses? Dealing with emotional storms The risk of isolation and loneliness from hearing loss First dental visit – Make it a good one! The Groundhog’s last plane ride What Medicare does (and doesn’t) cover When hard things happen Ten things you can do now to protect your five senses as you age The spirit of Alzheimer’s learning Part II The wonders of a growth mindset Halloween pirate’s gold Fall risks are sometimes simple, yet fatal Is multi-generational living for you? Sniffles and sneezes and fevers, oh my... Natural disaster threats call for preparedness plan to protect seniors The spirit of Alzheimer’s learning  Winter sun safety: What to know about protecting yourself during colder months Tending to spiritual distress with aging and illness Blood pressure control a focus of American Heart month Home your own way March is colorectal cancer awareness month Safety at home for seniors Prepareness plan to protect seniors Valentine’s Day befuddling How to prevent bad breath War on opioids in California Help families make time for seniors during the holiday season Helping seniors with vision and hearing impairments Holiday stress-busters for harried caregivers It’s what’s inside that counts! Dental emergencies Don’t wait until it hurts! Does spring mean allergy season for you? Top 10 products to help seniors stay home How to take Tylenol safely The role companionship plays in aging 7 Tips to reduce the stress of incontinence caregiving Five best pet types for seniors Time for the yearly flu vaccine The state of Alzheimer’s and caregiving in the U.S. Steps to help minimize wandering behavioral symptoms Improving the state of aging in America Fight flu this season by getting immunized Confirm your preparedness plans for Seniors Did you get your flu shot? If not why not? A message from the heart Using anxiety to your advantage Youth, women and dementia The long-reaching impact of dementia Children’s dental health month Ten tips for healthy aging Planning for aging at home Thirty-four years as a dentist Tooth friendly Easter tips Feeding my hungry heart How to keep older adults cool during the heat of the day Invisible braces work wonders Prosthetic joints and dentistry Avoiding spooky smiles this Halloween How to keep an aging adult’s blood pressure in the green zone Mother's gum disease linked to infant’s death Giving thanks The increasingly important role of caregivers Dental emergencies can happen Senate passes Alzheimer’s and dementia research funding October’s most celebrated event Our Feelings Come From Our Beliefs Making sense of the season for seniors Cultures differ on what makes a beautiful smile! How to have a better year Falling in love is easy, but staying in love is very special A confession Women in dentistry Plan for where you want to age Three ways a senior can fund a home remodel Cannabis as medicine-Changing the face of aging May is skin cancer awareness month A brain is a reason to join the Alzheimer’s fight Recognizing and reporting elder abuse Dental technology- computers have changed our lives Create your personal Medicare account Understanding the aging brain Two ways to get your Medicare taken care of Are you stressed out? Seven ways seniors can interact with pets The joy of root canal therapy Lung cancer screening helps combat the #1 cancer killer in the nation Simple happiness hacks for caregivers Multiple sclerosis, an autoimmune disease Seniors and Diabetes What you need to know Let’s talk about guilt and the emotional journey of being a caregiver Kobe - preparing for shocking death How to know if you are in danger of compression fractures Psychology Today The Art of Resilience: I Have I Am…I Can The advantage of dental implants Too much of a good thing for seniors and the holidays What families’ caregivers need to know about Recommendations for screen time Resolutions for your oral health Super Bowl, Joe Montana and blood pressure Open heart surgery – Thoughts from the other side Chewing gum - Helpful or harmful? Five tips for a healthy smile I will– I should– I can– I’ll try Rightsizing for seniors doesn’t have to be painful The Joy of Sadness Human Touch: The role companionship plays in aging at home Becoming who we really want to be How to fail well Back to school with healthy teeth Five ways to manage caregiver guilt Senior dating – Mom’s new relationship is heating up... Should you be concerned? Aspirin relieves mild pain Fighting osteoporosis and preventing fall-related injuries Pets and seniors make the perfect pair Turn the page Anxiety: The real reason Mom won’t leave the house My prostate and thyroid cancer Oral piercings and your teeth Understanding senior care options Staying well and safe for the holidays Health habits for the new year New Year, new you: Practicing active aging in 2020 Spotting the signs of Alzheimer’s disease Un-retiring in a changing economy Coping with the unpredictable life of caregiving Double duty tools: toothbrush and floss Merry Christmas and Happy New Year Tips for living with low vision  Keep your Medicare costs down The freedom and choice to again place at home Put dementia on the agenda for 2019 Free app shows what Medicare covers The reason “Four” is the magic number? Preventing tooth decay in children Laughter is the best medicine Sports mouth guards-keeping teeth safe  Help your senior loved one avoid preventable hospitalizations Tips for keeping calm in the midst of crisis  Five cybersecurity tips for older adults Preparing kids for first dental visits Dental treatment concerns with patients taking blood thinners Home Health Care vs. In-Home Care: What you need to know Three ways to lessen negative thinking Five ways our self-talk may be hurtful Is this Summer or Fall What can you do to help dad control his blood pressure? By this time you have learned... whether you’re 14 or 84… Controlling your holidays Mind your mind Hints for a better life When we’re haunted by regret, we all have regrets. Some surprising discoveries on being optimistic Amazing results with Arestin Navigating the aging journey Smoke and stress maintenance and recovery How to lower your surgery costs Know your pharmacist… Know your medicine as drug prices will jump in 2019 Influenza activity is increasing throughout California Show your kids’ teeth some love this Valentine’s Day! New life and stormy weather Your Medicare rights and protections Summer snacking and your child’s teeth Back to basics 10 summertime activities for seniors Three ways to boost your self-esteem Increasing West Nile Virus activity in Ca. Why are seniors targets for scams? Summer’s sun damages the skin Abscess gives warning 8 tips to minimize the behaviors of “Sundowning” Keeping your relationships fresh What are dental sealants? Suicide - Are there answers? Nothing is impossible Becoming optimistic in a chaotic world Entitlements - more money Your best Christmas gift? Suicide a growing epidemic What family caregivers need to know about Medicare changes Should you quit? Healthy eating habits can benefit you and your teeth How does the body heal? Apply or renew Covered Ca. Health insurance by Jan. 15 Guilt from holiday eating Toothbrush tips Three reasons for a root canal Seniors: Say no to “free” genetic tests Yoga for relaxation & healing What causes sensitive teeth to hurt All of us make mistakes  Heat and older adults Five tips to cope with caregiver anger Back to school health Real decisions and moderation Conscious Sedation Dentistry– No fear! Still time to change your Medicare health plan Three gifts you can give yourself Don’t stress, clench or grind! Gratitude and positivity can inspire caregiver self-care Medicare helps seniors use opioids safely Is it elder abuse or neglect? Dental scanning technology improves dental care Using Medicare when on foreign land I slept in last Saturday! Always being bright may not be so bright Trying to save a knocked out permanent tooth Reduce senior fall risk Are glasses enough? Spotting common vision problems in older adults What happens to our teeth and gums as we age? Reduce wear and tear As Autumn begins, a reminder flu season can hit seniors hard Overcoming fears surrounding End-of-Life care Important: women and periodontal health Americans unaware of potentially life-threatening skin cancer Sun protection tips for young children Some good news! Aging gracefully Cannabis symposium Sept. 19th The importance of immunization Returning home is bittersweet Kids who grind their teeth at night Osteoporosis, osteonecrosis and dental health Living with Lupus Erythematosus Still time to change your Medicare health plan How dentistry handles gastric reflux disease Use it or lose it- Muscle mass as you age  A free cheek swab test Twice a victim Finding a path forward after an accident Use it or lose it- Muscle mass as you age  If it is not broken, don’t fix it! Managing your mental health with or without insurance coverage Why gardening is the most recommended exercise for seniors

Your Medicare costs in 2020

By: Cate Kortzeborn
December 20, 2019

As we head into the new year, I wanted to let you know how much your Medicare premiums, deductibles and other out-of-pocket costs will be in 2020.

Each year, Medicare premiums, deductibles and copayment rates are adjusted according to the Social Security Act. For 2020, the Medicare Part B monthly premiums and the annual deductible are higher than the 2019 amounts.

The standard monthly premium for Medicare Part B enrollees will be $144.60 for 2020, an increase of $9.10. The Part B premium in 2019 was $135.50.

The standard premium is what most people with Medicare pay. Part B covers physician services, outpatient hospital services, certain home health services, durable medical equipment and certain other medical and health services not covered by Medicare Part A.

The annual deductible for all Part B beneficiaries is $198 in 2020, an increase of $13 from the annual deductible of $185 in 2019.

The increase in the Part B premiums and deductible is largely due to Medicare’s rising expenses for drugs administered in doctors’ offices. Current law requires Medicare to pay the average sales price for a Part B drug and also pays physicians a percentage of a drug’s sale price.

This incentivizes drug companies to set prices higher and for physicians to prescribe more expensive drugs, since that leads to a higher Medicare payment. The Trump Administration is working to lower prices for Part B drugs through its drug pricing blueprint.

Since 2007, Part B premiums have been based in part on a beneficiary’s income, with higher-income beneficiaries paying higher premiums. These income-related monthly adjustment amounts affect about 7 percent of people with Part B. The 2020 Part B total premiums for high-income beneficiaries can be found here:

https://www.cms.gov/newsroom/fact-sheets/2020-medicare-parts-b-premiums-and-deductibles

Medicare Part A covers inpatient hospital, skilled nursing and some home health care services. About 99 percent of Medicare beneficiaries do not have a Part A premium since they paid Medicare payroll taxes for at least 40 quarters of employment.

The Part A inpatient hospital deductible that beneficiaries will pay when admitted to the hospital will be $1,408 in 2020, an increase of $44 from $1,364 in 2019. The Part A inpatient hospital deductible covers beneficiaries’ share of costs for the first 60 days of Medicare-covered inpatient hospital care in a benefit period.

In 2020, beneficiaries must pay a coinsurance amount of $352 per day for the 61st through 90th day of a hospitalization (versus $341 in 2019) in a benefit period and $704 per day for lifetime reserve days (versus $682 in 2019).

For beneficiaries in skilled nursing facilities, the daily co-insurance for days 21 through 100 of extended care services in a benefit period will be $176 in 2020 ($170.50 in 2019).

These premiums and cost sharing apply to people with Original or Traditional Medicare. Premiums and deductibles for Medicare Advantage and Medicare Part D Prescription Drug plans were previously finalized.

On average for 2020, Medicare Advantage premiums are expected to decline by 23 percent from 2018 and will be the lowest in the past 13 years while plan choices, benefits, and enrollment continue to increase.

 

Cate Kortzeborn is Medicare’s regional administrator for Arizona, California, Nevada, Hawaii, and the Pacific Territories. You can always get answers to your Medicare questions by calling 1-800-MEDICARE (1-800-633-4227).