Health
October 14, 2019
link to facebook link to twitter
More Stories
Seven ways seniors can interact with pets Turn the page Five best pet types for seniors Prosthetic joints and dentistry When hard things happen Are you stressed out? The spirit of Alzheimer’s learning Part II Pets and seniors make the perfect pair Halloween pirate’s gold Fall risks are sometimes simple, yet fatal Five ways our self-talk may be hurtful Natural disaster threats call for preparedness plan to protect seniors The spirit of Alzheimer’s learning  Winter sun safety: What to know about protecting yourself during colder months Tending to spiritual distress with aging and illness Blood pressure control a focus of American Heart month Home your own way March is colorectal cancer awareness month Safety at home for seniors Suicide - Are there answers? How to prevent bad breath War on opioids in California Help families make time for seniors during the holiday season Helping seniors with vision and hearing impairments Holiday stress-busters for harried caregivers It’s what’s inside that counts! Dental emergencies Don’t wait until it hurts! Does spring mean allergy season for you? Top 10 products to help seniors stay home How to take Tylenol safely The role companionship plays in aging 7 Tips to reduce the stress of incontinence caregiving Improving the state of aging in America Fight flu this season by getting immunized Confirm your preparedness plans for Seniors Did you get your flu shot? If not why not? A message from the heart Using anxiety to your advantage Youth, women and dementia The long-reaching impact of dementia Children’s dental health month Ten tips for healthy aging Planning for aging at home Thirty-four years as a dentist Tooth friendly Easter tips Feeding my hungry heart How to keep older adults cool during the heat of the day Invisible braces work wonders Senate passes Alzheimer’s and dementia research funding October’s most celebrated event Our Feelings Come From Our Beliefs Making sense of the season for seniors Cultures differ on what makes a beautiful smile! How to have a better year Falling in love is easy, but staying in love is very special A confession Women in dentistry Plan for where you want to age Three ways a senior can fund a home remodel Cannabis as medicine-Changing the face of aging May is skin cancer awareness month A brain is a reason to join the Alzheimer’s fight Recognizing and reporting elder abuse Dental technology- computers have changed our lives Create your personal Medicare account Understanding the aging brain Two ways to get your Medicare taken care of How to know if you are in danger of compression fractures Psychology Today The Art of Resilience: I Have I Am…I Can The advantage of dental implants Too much of a good thing for seniors and the holidays What families’ caregivers need to know about Recommendations for screen time Resolutions for your oral health Super Bowl, Joe Montana and blood pressure Open heart surgery – Thoughts from the other side Chewing gum - Helpful or harmful? Five tips for a healthy smile I will– I should– I can– I’ll try Rightsizing for seniors doesn’t have to be painful The Joy of Sadness Human Touch: The role companionship plays in aging at home Becoming who we really want to be How to fail well Back to school with healthy teeth Five ways to manage caregiver guilt Senior dating – Mom’s new relationship is heating up... Should you be concerned? Aspirin relieves mild pain Fighting osteoporosis and preventing fall-related injuries Un-retiring in a changing economy Coping with the unpredictable life of caregiving Double duty tools: toothbrush and floss Merry Christmas and Happy New Year Tips for living with low vision  Keep your Medicare costs down The freedom and choice to again place at home Put dementia on the agenda for 2019 Free app shows what Medicare covers The reason “Four” is the magic number? Preventing tooth decay in children Laughter is the best medicine Sports mouth guards-keeping teeth safe  Help your senior loved one avoid preventable hospitalizations Tips for keeping calm in the midst of crisis  Five cybersecurity tips for older adults Preparing kids for first dental visits Dental treatment concerns with patients taking blood thinners Home Health Care vs. In-Home Care: What you need to know Three ways to lessen negative thinking Amazing results with Arestin Navigating the aging journey Smoke and stress maintenance and recovery How to lower your surgery costs Know your pharmacist… Know your medicine as drug prices will jump in 2019 Influenza activity is increasing throughout California Show your kids’ teeth some love this Valentine’s Day! New life and stormy weather Your Medicare rights and protections Summer snacking and your child’s teeth Back to basics 10 summertime activities for seniors Three ways to boost your self-esteem Increasing West Nile Virus activity in Ca. Why are seniors targets for scams? Summer’s sun damages the skin Abscess gives warning 8 tips to minimize the behaviors of “Sundowning” Keeping your relationships fresh What are dental sealants? Healthy eating habits can benefit you and your teeth How does the body heal? Apply or renew Covered Ca. Health insurance by Jan. 15 Guilt from holiday eating Toothbrush tips Three reasons for a root canal Seniors: Say no to “free” genetic tests Yoga for relaxation & healing What causes sensitive teeth to hurt All of us make mistakes  Heat and older adults Five tips to cope with caregiver anger Back to school health Real decisions and moderation Three gifts you can give yourself Don’t stress, clench or grind! Gratitude and positivity can inspire caregiver self-care Medicare helps seniors use opioids safely Is it elder abuse or neglect? Dental scanning technology improves dental care Using Medicare when on foreign land I slept in last Saturday! Always being bright may not be so bright Trying to save a knocked out permanent tooth What happens to our teeth and gums as we age? Reduce wear and tear As Autumn begins, a reminder flu season can hit seniors hard Overcoming fears surrounding End-of-Life care Important: women and periodontal health Americans unaware of potentially life-threatening skin cancer Sun protection tips for young children Cannabis symposium Sept. 19th The importance of immunization Returning home is bittersweet Osteoporosis, osteonecrosis and dental health Living with Lupus Erythematosus How dentistry handles gastric reflux disease Use it or lose it- Muscle mass as you age  A free cheek swab test Twice a victim Finding a path forward after an accident Use it or lose it- Muscle mass as you age  If it is not broken, don’t fix it! Managing your mental health with or without insurance coverage Why gardening is the most recommended exercise for seniors

Is multi-generational living for you?

By: Julie Ann Soukoulis
March 22, 2019

 Many children grow up and leave home, but some families find themselves living together under one roof again later in life. According to the Pew Research Center, households with three or more generations – for example, a grandparent, an adult child and a grandchild of any age – housed 28.4 million people in 2016.

 Two-thirds (67 percent) of North American homeowners between ages 55 and 75 surveyed by Home Instead, Inc., franchisor of the Home Instead Senior Care® network, believe that loneliness or isolation impacts their decision in some way on where to live while aging.

 Two considerations come to mind when determining whether families should live under one roof, according to Dan Bawden, founder of the national Certified Aging in Place Specialists (CAPS) program for the National Association of Home Builders:

Make sure your family gets along well, Bawden noted. “You don’t want to be dealing with poisonous personalities.” Even if personalities mesh, you will want to make sure everyone in the family has their own space for privacy. “The best set-up is separate quarters. Another option is an attached or detached apartment off the back of the house, preferably on ground level. One situation I advised on is an 85-year-old widow who was living in a 2,800 square-foot home. The adult child is married with three children, and while Mom wanted them to move into her home, she did not anticipate the chaos of three small children. In that case, we added an apartment on the back of the home that has a door that closes off the house. She can be alone or engage with family.” Building costs will vary by geography.

No budget to remodel or add on? Look for ways to partition off the house, even if it is simply to create private space in the bedroom.

The second consideration is household finances. “Make sure there is enough income between family members so all bills can be paid,” noted Home Instead Senior Care Gerontologist and Caregiver Advocate Lakelyn Hogan. “You must ensure that the needs of mom and dad moving back in or adult children moving in can be taken care of in terms of food and shelter.”

See a financial planner about the best way to set up a budget. Some experts advocate maintaining separate bank accounts, much like you would if you were living with a roommate. For example, write two checks to the mortgage company or alternate paying the mortgage each month. The same for living expenses. Consider creating a common fund for household costs.

Considering your budget

Balancing the financial affairs of a multigenerational household should be approached in much the same way as a college roommate arrangement. That’s the advice of Adriane Berg, author, CEO of the boomer consulting company Generation Bold, and a founder of the National Academy of Elder Law Attorneys. She advises writing two checks to the mortgage company or taking turns paying the mortgage each month.

 The same is true of paying for living expenses; consider creating a common fund.

Maintaining separate bank accounts is preferable if your senior loved one is of sound mind, according to Berg. “Seniors who stay in control of their finances thrive,” she says. “Taking care of our own money is something we all want to try to do for as long as possible.”

Berg outlines some financial advantages and disadvantages of sharing a home with your senior loved one:

The financial advantages

Many expenses, such as heating and water, don’t increase significantly when you move a loved one into your home.

You can now buy many food staples in bulk, which can mean added savings.

If grandpa and grandma are willing and in good health they could help care for your young children.

You may also qualify for a dependency deduction for your older loved ones if they’re living with you.

What’s more, the profit from the sale of a senior’s home is no longer a dead asset. It can be invested in safe income such as a Certificate of Deposit.

The financial disadvantages

While adult children can be impacted by tax issues, so can a senior — in a negative way. If a senior sold their home, they could lose a homeowner’s tax deduction.

Capital gains issues should factor into your financial equation as well. Be sure to see a tax adviser before you make a move.

An ill or frail older adult will need care. That can be a disruption of a household as well as loss of work income. You must factor that into your budget.

 While money isn’t the primary consideration in deciding whether your loved one should live independently or with you, it’s important to understand both the financial impact and the options available to you in this situation.

 Julie Ann Soukoulis is the owner of Home Instead Senior care office in Rohnert Park, mother of two and passionate about healthy living at all ages. Having cared for her own two parents, she understands your struggles and aims, through her website, www.homeinstead.com/sonoma to educate and encourage seniors & caregivers. Have a caregiving or aging concern?  She’d love to hear from you at 586-1516 anytime