Free seminars on “Retirement and Estate Solutions” will be held Wednesday, Sept. 12 from 1-6 p.m. at the Flamingo Hotel in Santa Rosa.

This seminar will cover many topics, including social security optimization, safe havens from market volatility, the hazards of putting your child’s name on your bank accounts or deed, tapping into your home as a retirement resource and how to create a stream of guaranteed retirement paychecks.

The speaker panel will include Montgomery Taylor, CPA, CFP, financial advisor and author of the book “Before It’s Too Late;” Eric S. Gullotta, attorney, CPA, MS (Tax); Rob Kirby, EA, CFP, MBA; and Gary Liess, licensed life insurance and annuities professional.

The seminar is free, it is strictly an educational event, but seating is limited and reservations are required.  For reservations and information, call the California Institute of Retirement and Estate Planning reservation hotline at 921-1665 day or night.